The standard no cost moving coverage provided by intrastate moving companies is a diminished value reimbursement based upon $0.60 per pound of the damaged item or part thereof. In Arizona, as in most states, moving companies cannot legally sell insurance or additional insurance coverage simply because they are not licensed insurance broker or underwriters.  If you pay a moving company for additional coverage keep in mind that no policy, policy addendum, policy rider or endorsement will be issued and no valid document will exist providing you with the coverage that you have paid for.  Moving insurance coverage must be issued by an insurance company licensed by the Arizona Department of Insurance.  There are several reputable insurance companies that offer moving insurance.  Start by contacting your renter’s or homeowner’s insurance agent.